Skip to main content

Payment Options at Our Chiropractic Clinic

Family First Chiropractic & Wellness Center believes in the value of wellness care for you and your family and have maintained a pricing structure that allows care for all budgets. Our office participates in most insurance programs. We also accept auto accident and workers compensation cases. For patients who have little or no chiropractic insurance coverage, flexible payment programs can be arranged. To learn more about our payment options for chiropractic and wellness care, you can call our office directly.

Our Payment Options

No Insurance

No problem! For patients who have little or no chiropractic insurance coverage, flexible payment programs can be arranged. You may qualify for a discount due to prompt payment. Talk to our staff for more details.

Health on a Budget

At Family First Chiropractic & Wellness Center we’re convinced that a small amount of your time and money to care for your most important asset–your health–will be far less time consuming and expensive than trying to recover it. If you feel you do not have enough time or money to take care of yourself, please contact us–we can help! The last thing we want is for you to come to our wellness center in crisis. So please, we would like to encourage you to take your health very seriously. As the old saying goes, if you don’t have your health, you don’t have anything. Unfortunately, too many people don’t discover how true that statement is until it is too late.


Most insurance plans are accepted at our office. We accept auto accident, workers compensation, personal injury and most health insurance plans, including Medicare. Since there are so many plans and coverage varies widely, please call us to find out if your plan covers care in our office. Our staff will verify and explain your benefits before treatment, at no charge.

Our office staff understands medical insurance and we can assist you in obtaining the maximum benefits specified in your contract. It is important that you realize, however, that your medical insurance is a contract between you, your employer and the insurance company. We are not a party to that contract. This office files your insurance claim as a courtesy to you.

Also, our fees generally, but not necessarily, fall within the usual and customary fee structure determined by your insurance company. Each insurance company updates this fee structure at 12-month intervals, based on fees for the previous 12-24 months. Therefore, the fee schedule they consider “usual and customary” is actually 24-36 months old. What determines the percent they pay is how much your employer is willing to pay for your plan. Each insurance company sells a variety of plans that provide different benefits based on which plan your employer has chosen.

Not all chiropractic services are a covered benefit in all insurance contracts. Some therapies or products we recommend for you may not be covered by your particular plan.

You (not the insurance company) are responsible to us for the entire fee for services rendered for you.

For patients who have insurance, an estimate will be given of the benefits that an insurance company is expected to pay, and any co-payment is expected at the time services are rendered. We employ sophisticated software that tracks the actual payments we receive for various services. Although this is normally very accurate, it is not 100% accurate.

Again, we are glad you have insurance and we will do everything we can to help you receive your maximum benefit.

Content Written by Dr. Kelli Winarski | DC, Pediatrics and Pregnancy Certified, ART (Active Release Techniques) Full Body Certified, NBCE, National Board of Chiropractic Examiners Part I-IV & Physical Therapy
Content Reviewed by Dr. Collin Zeugin | DC, NBCE, National Board of Chiropractic Examiners Part I-IV & Physical Therapy

Have Questions About Working with Our Chiropractors?

Please, don’t let your questions go unanswered. If anything is unclear, please ask! Contact us today!

Skip to content